Nowadays, it is said that no matter how much you earn, it does not matter. See where this article is and you will understand what is happening. This is a very important article for us so I thought I would tell my friends about it.
Today, with the global economy, it is only natural that the cost of housing should rise as commodity prices rise on a daily basis. This makes it difficult for us to save any money. We think there is nothing we can do about rising costs other than scolding a government. If you follow these thirty simple steps as costs go up, you can save some money on expenses.
01. Do not spend more than you earn. The best thing to do is to make a list of expenses and do everything accordingly.
02. Don’t buy what you don’t understand. Think several times when you need to buy something for it.
03. If you have a habit of buying what you see, follow a shopping list. Avoid going to “Sale” locations.
04. Instead of expensive things, buy similar alternative products and study their quality and savings.
05. Minimize eating out and prepare meals for the whole family at home.
06. Do not go to the stall hungry. Then spend money on unwanted sweets.
07. If you are a housewife, try to stay at home as much as possible. Then unnecessary expenses are avoided. Limit shopping. Always spend money unnecessarily when you leave home.
08. Always choose the place with the highest salary when choosing a job.
09. Limit the use of credit cards as much as possible. At the same time pay the monthly bills in full. Finish paying on credit cards as much as possible. Otherwise, you will have to pay interest unnecessarily.
10. Always make a plan before spending money. Study the ways in which you can save some money.
11. Make a plan to save at least Rs.1000 per month. One way to do that is to deposit some money in an account that you do not use often.
12. To do this, open a new account at a bank a short distance away and do not purchase a credit card issued by it. Then you can save money by not being able to withdraw money easily. Also, try to save at least five percent of your salary on a specific date. This is because the money must be credited to the bank on a specific date.
13. Don’t keep too much money with you. Get only the required amount from the bank.
14. Invest in a refundable investment. It doesn’t matter if it is a small business or self-employment.
15. Do not go out to compete with friends and relatives. Do not compare your life with the lifestyle of friends and relatives.
16. When you have money, buy certain certificates that can be cashed. Then with interest, it can be repaid after a certain period of time.
17. Minimize mobile phone bills as much as possible. Always use the home phone only during off-peak hours.
18. Instead of sending children to school in their own car or school vans, make it a habit to take them by bus and train and give them a season ticket. Then a big money-saving.
19. Limit the purchase of newspapers and magazines. It is always worthwhile to see if the people in the house benefit from it. For example, some households buy English newspapers on Sundays as a matter of habit, but no one reads them.
20. Collect the transfer coins you receive from certain purchases for separate use. Once every month add another amount to that money and deposit it in a bank. A rural bank is more suitable for that.
21. Carry a bag with you when you go to the store. Then you do not have to buy new bags.
22. If you are buying a car for your own use as a housewife, choose a vehicle that uses less fuel.
23. Drive fast and avoid applying the brakes unnecessarily and making unnecessary trips. It will save you a considerable amount of money.
24. Plan your trip before you go. What to do along the way What can be accomplished on the journey All the work can be done without skipping by planning ahead for the time it will take. This will save you money on fuel.
25. Before buying an expensive product, ask those who know about it. Then you can get a very nice type for less money.
26. Instead of buying greeting cards, make them at home. Children’s clothes, saris, etc. can be prepared in this way to save money as well as more beauty.
27. Limiting electricity consumption saves a lot of money per house. You can greatly reduce your electricity bill by turning off the lights in the house, ironing clothes at once, filling the water tank only once a day, and not using hot plates. Apply CFL BULB to lighted areas regularly. This will save you 10% — 20% on your electricity bill.
28. Make tea for everyone in the house at once.
29. Always be patient. Study it before you spend money.
30. Try to minimize food items and money.
